Medicare Basics

What Do Medicare Star Ratings Actually Measure? A Plain-Language Guide

The Team at MSJ Benefit Advisors

Published on: 20/10/2026

A plain-language look at Medicare's Star Ratings system — what the stars actually measure, how they're calculated, and how to use them when comparing plans.

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Understanding Medicare Part D: How Prescription Drug Coverage Actually Works

The Team at MSJ Benefit Advisors

Published on: 13/10/2026

A plain-language look at how Medicare Part D prescription drug coverage actually works — formulary tiers, enrollment timing, and what to check before relying on it.

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Before AEP: What Your Medicare Annual Notice of Change Is Telling You

The Team at MSJ Benefit Advisors

Published on: 06/10/2026

Your Medicare Annual Notice of Change arrives every September — here's how to read it before the Annual Enrollment Period so nothing catches you off guard.

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What Original Medicare Doesn't Cover: Understanding the Basic Gaps

The Team at MSJ Benefit Advisors

Published on: 29/09/2026

A plain-language look at the basic gaps in Original Medicare — the general categories of care it doesn't cover, and why that matters before comparing any coverage options.

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